Ordering an appraisal from Tri-County AppraisalsTo many, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. Most lenders still call for a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation methods that may seem more prudent than an appraisal. You might think that securing a mortgage is the only reason to acquire an appraisal, but there are more situations when the services of a certified, independent real estate professional could be beneficial.
Let Tri-County Appraisals help you dispute your tax assessment in Weld CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Tri-County Appraisals is your best evidence. At Tri-County Appraisals, we're capable of assisting you in challenging your tax assessment.
How can you do away with PMI to lower your mortgage payment?When the amount being loaned to the home buyer is more than 80% of the actual value of the property, most lenders ask buyers to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
Tri-County Appraisals will provide you with a statement regarding the value of your home, and the price you paid for the home valuation can generally be offset in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce is a very daunting event for the parties involved, and it is often further complicated by the troublesome decision of who keeps the house. It's a good idea to get an appraisal from Tri-County Appraisals so both parties are entirely aware of the true market value of their property, regardless of the circumstances.
If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Fair and accurate estate liquidation with Tri-County AppraisalsSettling an estateThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Relocating to or from Weld County?We know the headaches involved with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide feedback on the positive characteristics of their property, along with information about any new sales or listings in their area that they want considered.
Don't sell out for too little or keep your home on the market too long.A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.
We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.